Load a mQR here.
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Ayodo Foundation the registered Canadian non-profit uses mQR digital identities to provide the MOJO zero-profit Remittance service.  Enter the mQR Account number manually, or click the camera icon below to open your camera. Present an issued mQR to your webcam for scanning. Once the mQR has been scanned and verified, you will be prompted to enter the amount of funds you wish to load and the method of payment.  Issued mQRs may be loaded only once and expire one year from the date of being loaded.  Please accept Ayodo Foundation's terms and conditions of the Caveat Emptor below, by checking the ACCEPT button below prior to proceeding to load 

Caveat Emptor

    Ayodo is a registered not-for-profit with a mandate to alleviate poverty by enhancing financial inclusion. One aspect of our non-profit Merchant centric e-payment and money transfer process is reliant upon the use of a block-chain to reduce costs and dependency on legacy financial products used in traditional banks and remittance services. We use a block-chain (DeFi) for near instantaneous Merchant Settlement.  Ayodo only allows a single load of any given mQR with a maximum amount of  500 Canadian dollars and an expiry date of 1 year from the load date. Recipients are free to ask for a new mQR at any issuing merchant as often as they may require.  Ayodo ensures full regulatory compliance and practices risk mitigation on all our services, however, you should be aware that all crypto currencies can suffer value fluctuation. Price volatility is a reality of all market components from gold to water, and similarly exchange rates on foreign currencies (FX rates) are volatile beyond the control of any one party.
    In essence, when you load a mQR  issued to your loved one,  remitting funds to them without any remittance fee , you are purchasing a crypto currency.  This means that the funds you tender to load a mQR are being instantly transformed into cryptos, stored temporarily by Ayodo Foundation prior to being routed to the merchant at the time said mQR is spent in local currency by your recipient.
    Your recipient can and should spend the balance as soon as possible. Ayodo monitors, sets and publishes internal crypto exchange rates (CX rates) by pegging your purchase to your desired currency. Nevertheless we strongly recommend that you load only funds required by your recipient in the near immediate future and that you do not attempt, nor intend that your recipient, stores the loaded value for a time indeterminant. That is we recommend you only load amounts of currency needed and that your recipient spends or cashes out such funds to a balance of zero as soon as is conveniently possible. You can of course load additional funds at any future time to an newly issued mQR owned by your recipient. Recipients should dispose of  spent mQRs and apply for and have generated a new mQR at any time without fee to such an extent that MQRs may be considered a one-time-use product.  Take comfort that Ayodo will never intentionally set CR rates to profit from crypto-appreciation and any earnings due to the appreciation of the crypto asset between when you purchase it, and when your recipient spends it, will be normally used to offset any losses due to crypto-depreciation suffered by Ayodo on other transactions and used to grow and further enhance our not-for-profit money transfer services. Please click the ACCEPT box to show your acceptance of Ayodo's terms and conditions and to acknowledge there may exist a spread between your purchase price and the sale price of the crypto asset being used by Ayodo to effect your transfer. Ayodo cannot control or guarantee the net fiat value being transferred nor can we control the loss of a mQR by your recipient once funded.